Virgin Car Insurance

Virgin is a well-known company offering Australians a choice of car insurance through its Virgin Money brand. Read our review to learn more about its products!

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, updated on February 16th, 2024

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Virgin Money, part of the global Virgin brand, is a financial services provider that has been offering Australians a variety of loan, credit card and insurance options since 2003. Underwritten by Auto & General, it has a range of car insurance plans to choose from.

We’ve broken down these products in our review so you can understand what Virgin Money’s car insurance options are. Find out what is and isn’t covered and the optional extras you can add today!

Disclaimer: all coverage offered by Virgin Money is subject to the terms and conditions of your policy. Limits and exclusions apply. Please refer to your Product Disclosure Statement (PDS) or contact Virgin Money if you’re unsure about what is and isn’t covered.

Please note that Savvy does not represent Virgin Money for its car insurance products. All listed policies, inclusions and limits are correct as of July 2023.

What car insurance policies are available through Virgin Money?

Virgin Money offers the following types of car insurance to Australian drivers:

Comprehensive Car Insurance

Third Party, Fire & Theft Insurance

Third Party Property Insurance

Comprehensive Car Insurance

Comprehensive coverage has the most extensive list of inclusions of the different types of car insurance. Virgin Money offers two tiers of comprehensive coverage: Price Saver and Price Promise. Both offer the following inclusions:

However, there are variations between the two:

Price Saver Comprehensive

Price Promise Comprehensive

Third Party, Fire & Theft Insurance

This type of cover is a step down from comprehensive car insurance, covering damage sustained due to theft and fire, as well as damage to other vehicles and property, but not your own vehicle. Virgin Money’s policy offers the following inclusions:

Third Party Property Insurance

The most basic form of optional car insurance in Australia, third party property cover is designed to cover damage caused to other people’s property, rather than to your own vehicle. Virgin Money’s policy offers the following inclusions:

Are there any optional extras available through Virgin Money?

Yes – Virgin Money offers a number of optional extras on its car insurance. All levels of cover are eligible for:

Virgin Money’s Comprehensive plans also offer the following optional extras:

What are some of the pros and cons of buying car insurance through Virgin Money?

Common questions about Virgin Money car insurance

How can I reduce my Virgin Money car insurance premiums?

There are a few ways to save on your car insurance policy:

How do I make a car insurance claim with Virgin Money?

If you need to make a claim, you can do this in two ways:

Both are available 24/7.

What does Virgin Money’s roadside assistance service cover?

Virgin Money’s roadside assistance cover provides support for unlimited callouts for one year if your car:

In which states does Virgin Money operate?

You can purchase a Virgin Money car insurance policy in any state or territory in Australia.

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Compare car insurance policies with Compare the Market

Savvy is partnered with Compare the Market to help you compare a range of car insurance policies from a panel of trusted providers.

Explore car insurance options by make

Select your car make and find out how much it may cost to insure, read helpful guides and compare quotes.

Disclaimer:

Savvy (ABN 78 660 493 194, ACR 541 339) provides readers with a variety of car insurance policies to compare. Savvy earns a commission from our partnered insurers each time a customer buys a car insurance policy via our website. All purchases are conducted via our partners’ websites. The integrity of our comparison service is unaffected by our partnerships with those businesses and our effort remains to bring further brands that do not already use our comparison service onboard.

Savvy’s comparison service includes selected products from a panel of trusted insurers and does not compare all products in the market. Any advice presented above or on other pages is general in nature and doesn’t consider your personal or business objectives, needs or finances. It’s always important to consider whether advice is suitable for you before purchasing an insurance policy. We always recommend readers to consult the Product Disclosure Statement (PDS) of different policies before purchasing your car insurance.

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Disclaimer and important things you should know

Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.

We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.

For more information about us and how we conduct our business, you can read our privacy policy and terms of use.

© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.

© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.

1300 974 066

Sign up to our newsletter

Disclaimer and important things you should know

Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.

We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.

For more information about us and how we conduct our business, you can read our privacy policy and terms of use.

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