Resources to help industry understand, implement, and comply with the Home Mortgage Disclosure Act and Regulation C.
On March 15, 2023, the CFPB published the 2023 HMDA Institutional Coverage Chart
Browse Regulation C (12 CFR 1003) on: Interactive Bureau Regulations | eCFR
– One page overview of the effective dates for different elements of the rule.
– One page overview of the effective dates for different elements of the rule.
– Reference tool for HMDA data required to be collected and recorded in 2023 and reported in 2024, as well as when and how to report HMDA data as “not applicable."
– Reference tool for HMDA data required to be collected and recorded in 2022 and reported in 2023, as well as when and how to report HMDA data as “not applicable."
– Reference tool for HMDA data required to be collected and recorded in 2021 and reported in 2022, as well as when and how to report HMDA data as “not applicable.”
– Reference tool for HMDA data required to be collected and recorded in 2020 and reported in 2021, as well as when and how to report HMDA data as “not applicable.”
– Reference tool for HMDA data required to be collected and recorded in 2019 and reported in 2020, as well as when and how to report that HMDA data as “not applicable.”
– Reference tool for HMDA data required to be collected and recorded in 2018, and reported in 2019, as well as when and how to report that HMDA data as “not applicable.”
Institutional coverage charts are reference tools illustrating the criteria to help determine whether an institution is covered by Regulation C. Transactional coverage charts are reference tools illustrating one approach to help determine whether a transaction is reportable under HMDA.